Our offices are based in Monaghan, however we offer our services right across Ireland.
Opening hours are by appointment only from 9-5 Monday to Friday.
Eugene O’Doherty Financial Services is regulated by the Central Bank of Ireland (C1943) as an insurance intermediary registered under the European Communities (Insurance Mediation Regulations, 2005 and as an Investment Intermediary authorised under the Investment Intermediaries Act, 1995. Should you wish to obtain a copy of our regulatory authorisations, please do get in contact and we will be happy to send you any information you require. Our credentials are also available to view on the centralbank.ie website.
Eugene O’Doherty offers a full range of financial services for both individuals and businesses:
- Life and pensions insurance products,
- Investments and savings services,
- Personal pensions,
- Retirement planning,
- Taxation services,
- Business protection,
- Inheritance and gift tax planning.
Depending on your requirements, in your first consultation we will discuss any financial goals or concerns you may have and Eugene will offer advice and guidance on how to best achieve these goals and overcome any concerns.
A life insurance policy will provide a lump sum payment to your loved ones after you die.
A life insurance/assurance policy will provide an income for your loved ones after you are deceased, can clear any loans or debts and can continue to support the educational needs of your family in the case of an untimely death.
A personal pension plan is a long-term savings plan designed to provide you with a comfortable income after you retire. This is vital for those who may not have access to a pension plan through the workplace or for those who are self-employed.
You can access your personal pension plan at the age of 60.
Yes, for every €1 you pay into a personal pension plan you can claim back a percentage. This percentage is directly associated with the tax band you are on within your employment, so if you are currently paying 40% tax then you can claim .40c of every €1 back.
Without a personal pension plan you will have to live on a state pension of just €238.30 per week.
A PRSA is a private pension plan that is offered by a range of financial organisations such as banks and insurance companies.
An executive pension is a pension scheme provided to executives or key employees within a company.
Savings and investments will ensure that you and your family are financially secure and will allow you to comfortably pay for any unexpected expenses that may occur in the future.
Eugene O’Doherty Financial Services offers a full range of savings and investment options; these include fixed-term deposits, investment funds, tracker bonds and long-term savings plans.
Business protection insurance is vital to the protection of your business. Should a key member, director or owner be unable to work because of ill health or death, a business protection plan will give you the finance you need to protect your business and/or pay any outstanding debts.
Eugene O’Doherty Financial Services offers a number of business protection options, which can be tailored to suit your requirements:
Key Person Insurance
Corporate Co-Director Insurance
We can also provide bespoke policies to cover employees, shareholders, directors and partners as well as group schemes.
Certain gifts and inheritances are liable for tax in Ireland. By speaking with a highly qualified financial advisor prior to making a gift or planning your will, you can greatly reduce the burden of tax on loved ones.
Yes, Eugene O’Doherty is an AITI Chartered Tax Advisor and has over 30 years experience assisting sole traders, business owners and small, medium and large organisations with tax returns and compliance issues.
Yes, Eugene offers retirement planning, annuity advice and ARF and AMRF options for those who wish to secure a comfortable income on top of their state pension.
Yes, Eugene O’Doherty Financial Services works closely with the following providers to ensure customers get the very best options available on the market:
- Aviva Life and Pensions
- Davy Select
- Royal London
- Friends First
- Irish Life
- New Ireland Assurance
- Standard Life
For deposit purposes we hold agencies with the following:
- Permanent TSB
Advisory fees are charged at €100 per hour plus VAT.
If any additional fees are payable, we will notify you in advance and agree on a scale of fees. No fees will be added at any time without your prior agreement.
Yes, Eugene O’Doherty Financial Services offers a range of insurance options to protect your income. Speak with us today to discover a tailored policy that will suit your requirements.